Net to Gross Calculator
The mirror of a gross-up: given a net goal (take-home from a bonus, a settlement, a net salary promise), compute the gross that survives the withholding stack. Same math, framed for employees rather than payroll departments.
Quick answer: Every $1,000 of net at 22% federal + 7.65% FICA requires about $1,421 gross in a no-tax state, and about $1,530 gross in a 5% state.
| Gross | $7,651.11 |
| Federal withholding (22%) | − $1,683.24 |
| FICA (7.65%) | − $585.31 |
| State (custom 5%) | − $382.56 |
| Net | $5,000.00 |
Uses the 22% federal supplemental rate. Gross-ups themselves are taxable wages — this closed-form divides once, which matches payroll practice for a single-level gross-up. Not tax advice.
| Formula | Gross = net ÷ (1 − 0.22 − 0.0765 − state%) |
|---|---|
| Multiplier | ≈1.42× in no-tax states, ≈1.53× in California |
Common uses
- Negotiating a net-number in an offer (know the gross it implies)
- Settlement or severance paid as a lump sum
- Checking a 'net guaranteed' bonus promise
Frequently asked questions
Frequently Asked Questions
Is net-to-gross the same as a gross-up?
More Tips & Paycheck Calculators
Take-home pay by state
The same salary nets a different amount in every state, because each one writes its own income tax schedule. These state calculators run the 2026 federal brackets and FICA, then apply the state's own rates and standard deduction.